How Our Terms Apply to Your Account
When you open an account with us, you enter an agreement that covers how we process the personal details you provide — your phone number during verification, the wallet you link (DANA, OVO, GoPay, or QRIS), and your transaction history. We retain transaction records for the
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period required under applicable Indonesian financial practice and delete identifiable profile data on verified request. Our terms do not override your rights under Indonesian consumer protection frameworks; where local law grants you broader rights, those apply. We do not sell personal data to third parties and
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do not share wallet credentials — your OVO or DANA details pass only to the payment processor handling your deposit or withdrawal. Any dispute about a transaction or account decision can be escalated through our policy contact channel within 30 days of the event. Full terms
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are versioned and dated; the date at the top of the published document is the version in effect for your account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.